What Credit Score Do You Need for a Mortgage?
According to data from the Origination Insight Report by Ellie Mae, the average FICO® score on closed loans was 753 in February 2021. (FYI, a “perfect” credit score is 850).…
multi-ethnic young couple calculating financial bills at home
Do You Have Enough Money Saved for a Down Payment?
20% down payments aren't the standard anymore. You might not need as much money as you think! One of the biggest misconceptions for first-time homebuyers is how much you’ll need…
2021 Housing Outlook and Most-Asked Questions
Will housing prices keep going up? Will mortgage interest rates stay low? What does 2021 have in store for us in the real estate industry? Will housing prices keep going…
How to Make a Winning Offer on a Home
Home buyers today are faced with an exceptionally strong seller's market, which means there are a lot of active buyers competing for a relatively low number of available homes (or more…
What Is the #1 Financial Benefit of Homeownership?
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming…
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How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]
It's a jungle out there! With so many buyers looking at so few houses on the market, it's important to be prepared when you're ready to buy a home. Know…
How to Save Money on Heating & Energy Costs
Heating and cooling energy bills can sometimes skyrocket, especially during the coldest New England winters or hottest Los Angeles summers. Here are some tips we frequently recommend to offset those…
Don’t Do These 4 Things After Applying for a Mortgage
After you apply for your home loan, there are 4 things you absolutely should not do to make sure you can still qualify for the loan. DON'T apply for new…
Torii Launches Real Estate Brokerage in Los Angeles, CA
Los Angeles, we're here! The Torii team is thrilled to announce that Torii's real estate brokerage service is now available in the Los Angeles area. Whether you're looking to buy…
Real Estate Market Update: San Francisco Bay Area Outlook Winter 2021
January and February have historically been two months when home buyers can get a jump on the early springtime market, but not this year. In June 2020 we saw inventory…
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