In another post, we discussed the closing costs a San Francisco Bay Area buyer must pay before title can transfer. In this post, we'll cover real estate transfer tax specifically.…
A Fannie Mae survey recently revealed some of the most highly-rated benefits of homeownership, which continue to be key drivers in today’s power-packed housing market. (In case you missed it, today's housing market…
Mello-Me, Mello-Yous, Mello-They, Mello-Roos! All kidding aside, if you're a first-time home buyer in Los Angeles County, you've probably heard of (or soon will hear of!) Mello-Roos Tax. What is…
According to data from the Origination Insight Report by Ellie Mae, the average FICO® score on closed loans was 753 in February 2021. (FYI, a “perfect” credit score is 850).…
20% down payments aren't the standard anymore. You might not need as much money as you think! One of the biggest misconceptions for first-time homebuyers is how much you’ll need…
Will housing prices keep going up? Will mortgage interest rates stay low? What does 2021 have in store for us in the real estate industry? Will housing prices keep going…
Home buyers today are faced with an exceptionally strong seller's market, which means there are a lot of active buyers competing for a relatively low number of available homes (or more…
There are many financial and non-financial benefits of homeownership, and the greatest financial one is wealth creation. Homeownership has always been the first rung on the ladder that leads to forming…
![Read more about the article How to Be a Competitive Buyer in Today’s Housing Market [INFOGRAPHIC]](https://blog.toriihomes.com/wp-content/uploads/2021/03/competitive-buyer-155x300.png)
It's a jungle out there! With so many buyers looking at so few houses on the market, it's important to be prepared when you're ready to buy a home. Know…
Heating and cooling energy bills can sometimes skyrocket, especially during the coldest New England winters or hottest Los Angeles summers. Here are some tips we frequently recommend to offset those…